Commission disclosure

Beacon Mortgage Advisory does not charge clients a fee for its mortgage advisory service.

When a loan arranged by Beacon is disbursed, the lending bank pays Beacon a referral fee. The fee is typically between 0.10% and 0.20% of the loan amount and varies by bank and loan type. Some banks also recover the fee if the loan is fully redeemed within a clawback period, usually 12 to 24 months.

Our recommendation is based on your eligibility, total cost over the lock-in period, flexibility, and your stated priorities, not on the fee a bank pays. Where repricing with your existing bank is the better outcome, we recommend it even though no fee is payable to Beacon.

Mortgage advisory is not a licensed activity under the Monetary Authority of Singapore, and Beacon does not claim to be regulated by it. We are transparent about how we are paid. Questions about this disclosure: hello@beaconmortgage.sg.